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Your consumer credit history, income and your ability to repay the loan will be the primary factors to be approved for a personal loan.

Your Credit Score will be the number one factor that determines if your loan is approved and what your interest will be.

Share One in ten Americans are having their wages garnished according to Automatic Data Process Inc.

There are at least 2 states that have legislators trying to over-turn the law.

Not does budgeting help you get out of debt, it can also help you maintain a debt free life.

Many people avoid budgeting their money because they assume it will put limitations on their spending. A budget is a way of practicing some much-needed self-discipline with your spending.

The Federal Wage Garnishment Law, Consumer Credit Protection Act’s Title 3 (CCPA) gov/whd/garnishment dictates what percentage can be garnished from an individual’s paycheck.

The restrictions of “15%-60%” do not apply in all cases.

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